In a major step towards next-generation digital banking, the National Payments Corporation of India (NPCI) has rolled out biometric-based UPI payments, allowing users to authenticate transactions using fingerprint or face recognition instead of traditional PINs.
This new system is designed to simplify digital payments while maintaining robust security. Each transaction is verified by the user’s bank through cryptographic checks, ensuring end-to-end protection of sensitive data.
The feature also extends to ATM withdrawals, enabling customers to access cash using biometric verification linked to their UPI accounts.
With this innovation, India takes a significant leap in fintech evolution, marking a move towards a PIN-free, seamless, and highly secure digital payment ecosystem that strengthens Bharat’s position as a global